 
There are new Medicare Advantage Plans for 2008. Eligible participants are individuals who have Medicare Part A & B. Medicare Advantage Plans may provide additional medical and pharmacy benefits that are currently not covered by Medicare Part A and B.
Some companies offer Priviate Fee-For Service Medicare Advantage Plans. These plans do not require participants to use a network provider. Fee-For-Service plans are becoming more popular because of flexibility and ease of use. These plans offer nationwide coverage with no referrals needed. Premiums are usually much less than Medicare Supplement plans.
If you stay near home most of the time you may want to enroll in an Health Maintenance Organization (HMO) These plans usually require you to use network providers and you may need a referral to see a specialist. If you decide to enroll in an HMO plan make sure you obtain a list of providers so you can check the quality and availability of Doctors and Hospitals in your area.
One other type of Medicare Advantage Plan is commonly referred to as a PPO Also known as a Preferred Provider Organization. Generally speaking, this is a network program that may allow you to use out of network providers with a higher co-pay or a co-insurance. Rates will vary.
View 2008 Plans
For more detailed information about Medicare Advantage Plans or if you have any other questions please fill out form below and submit or you may call us directly.
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